Jeff Durham Saving is just like budgeting, it basically involves a little planning and a good degree of self-discipline. Many people fall down when it comes to saving, simply because they cannot wait to save the money for something they want to buy. This is unfortunately a trait common to people living …
We’ve all “been there and done that” – come back from holiday and have been so stressed out by the experience that we feel the only option is to have another holiday. Yet with a certain amount of careful planning and a willingness to be flexible, your holiday should be …
Most of us are pretty good at keeping on top of the housework when it gets a bit messy but far fewer of us are that tidy and organised when it comes to keeping our finances in order. Without organisation managing money can become extremely difficult and it’s very easy …
One thing is for certain when it comes to debt – it’s far easier to get into than it is to get out of. And the more credit agreements you have, the more likely you’re going to end up in financial difficulty at some stage. Warning Signs One of the …
Many people find themselves getting into financial difficulties simply because they have never sat down and spent a little time drawing up a budget. And, whilst many of us will know exactly or roughly how much money we have coming in each month, far fewer will be able to put …
We are all faced with challenges in our lives and our success at meeting those challenges head on lies much in our attitudes towards them. Facing up to Change Life is an evolutionary process. Nothing stays the same and this affects every area of our lives both personal and professional. …
Many people would achieve far more in life if they didn’t procrastinate so much. How often have you heard others or even yourself say any of the following: “I’ll give them a call tomorrow” or “I’d love to do that but I don’t think I’ve got the nerve.”, or “I’ll …
Marriage is probably the biggest commitment many of us will make in our entire lives and whilst we will enter into this bond with the utmost determination to make it succeed for life, we’ll also be only too aware of the divorce statistics and will appreciate the fact that whilst …
When it comes to discussing fears and anxieties we may be experiencing in life we’ll have often been subject to a lot of contradictory advice over our lifetime. We’ll all be familiar with our parents telling us as children that we should talk to them if anything is troubling us. …
Coping with bereavement is something we will all experience sooner or later. Nothing can really prepare you for the loss of a loved one and people react differently to the loss. However it is totally natural to feel a whole wave of different emotions which can often be very confusing …
